Practice Free S2000-023 Exam Online Questions
"Separation of Duties" (SoD) is a critical security principle in financial services.
Which IAM implementation strategy effectively enforces SoD for a cloud workload?
- A . Hardcoding the root password in the application source code so everyone can access the database.
- B . Using the "Owner" account for all daily operational tasks.
- C . Creating a single "SuperAdmin" access group that contains all developers and operations staff.
- D . Creating distinct Access Groups (e.g., "Auditor," "NetworkAdmin," "Developer") with granular roles, ensuring no single user has end-to-end control (e.g., ability to both write code and deploy it to production).
An Insurance company is launching a "Telematics" product for its Auto Insurance segment. This application will ingest streaming data (IoT) from millions of vehicles in real-time to calculate driver risk scores.
Which cloud capability addresses the specific technical challenge of this "Usage-Based Insurance" (UBI) model?
- A . Batch Processing: Analyzing the driving data once a month.
- B . Event Streams (Apache Kafka): Ingesting high-throughput telemetry data from millions of sources in real-time.
- C . Virtual Network Firewalls: Blocking all traffic from the cars.
- D . Tape Storage: Storing the data on offline tapes.
A startup fintech is launching a non-critical "Beta" application. They want to minimize costs and do not require 24×7 technical support or fast response times.
Which IBM Cloud support tier is the most appropriate and cost-effective selection for this specific "Development/Test" environment?
- A . Premium Support: The cheapest option.
- B . Basic Support: Included at no extra cost, providing access to documentation, community forums, and support cases for non-technical issues (billing/access), which is sufficient for non-production workloads.
- C . Developer Support: A tier that does not exist in the current IBM Cloud model.
- D . Advanced Support: Required for all accounts.
In the context of the IBM Cloud for Financial Services, what is the primary objective of applying DevSecOps principles during the implementation phase?
- A . To "Shift Left" security, integrating compliance checks and vulnerability scanning directly into the early stages of the software development lifecycle (CI/CD pipeline) rather than treating them as a final gate before release.
- B . To prioritize the speed of feature delivery above all else, fixing security issues only after they are discovered in production.
- C . To separate the Development, Security, and Operations teams into distinct silos to ensure separation of duties.
- D . To manually review every line of code using a spreadsheet checklist.
A fintech startup is trying to disrupt the mortgage market. They can build a better app in 2 weeks, but it takes them 9 months to get approved by a partner bank’s risk department due to the bank’s manual, spreadsheet-based vendor assessment process.
What specific friction/challenge in the financial ecosystem does the "IBM Cloud Financial Services Validation" program aim to solve in this scenario?
- A . The Complexity of Kubernetes: The app is too hard to deploy.
- B . The Cost of Cloud Compute: The startup cannot afford servers.
- C . The Lack of Customer Demand: No one wants mortgages.
- D . The Friction of Third-Party Onboarding: The slow, manual, and redundant process of validating vendor compliance, which stifles innovation and time-to-market.
A bank with Advanced Support opens a "Severity 1" case for a production outage at 2:00 AM on a Saturday.
What is the guaranteed initial response time objective for this specific scenario?
- A . There is no guarantee on weekends.
- B . Less than 1 Hour: Advanced Support provides 24×7 coverage for Severity 1 issues with a target response time of < 1 hour.
- C . Next Business Day.
- D . Less than 15 Minutes.
Financial institutions adopting public cloud often face the "Audit Fatigue" challenge, where manual collection of evidence for regulatory audits consumes excessive time and resources.
How does the IBM Cloud Security and Compliance Center (SCC) specifically address this operational challenge?
- A . By replacing the external auditors with IBM AI bots that automatically approve all controls.
- B . By limiting the number of resources a bank can deploy so there is less to audit.
- C . By encrypting the audit logs so regulators cannot read them.
- D . By providing a centralized, automated platform that continuously scans resources against defined profiles (like the FS Framework) and generates on-demand compliance reports/evidence, replacing manual data gathering.
A bank is planning to refactor a large monolithic Java application into microservices. They need an AI-driven tool that can analyze the application’s runtime behavior and business logic to recommend the optimal way to split the monolith into partitions.
Which IBM tool provides this specific "AI-for-Refactoring" capability?
- A . IBM Cloud Transformation Advisor: It focuses on migration complexity categorization (Simple/Moderate/Complex) rather than detailed logic partitioning.
- B . IBM Mono2Micro: It uses AI to analyze static code and runtime operational data to generate recommendations for microservice partitioning, reducing the manual effort and risk of breaking dependencies during refactoring.
- C . IBM Cloud Schematics: It manages Terraform state.
- D . IBM Cloud Code Engine: It runs the code, it doesn’t analyze it.
A CIO is justifying the move to IBM Cloud for Financial Services to the Board of Directors.
Which of the following points correctly articulates the "Ecosystem" benefit?
- A . "We can access a marketplace of pre-validated solutions from fintechs and ISVs that meet our strict security standards, allowing us to innovate faster by ‘assembling’ banking capabilities rather than coding them all ourselves."
- B . "The ecosystem ensures that our data is shared with all other banks to prevent fraud."
- C . "We will have to build every single application from scratch."
- D . "We will be locked into using only IBM-branded software products."
Tool Selection: ???
Which tool should the admin query in Step 3 to find the user identity responsible for the change detected in Step 1?
- A . Query IBM Cloud Activity Tracker filtering for action: is.security-group.rule.create and target: .
- B . Query IBM Cloud Flow Logs looking for SSH traffic on port 22.
- C . Query the Security and Compliance Center dashboard again.
- D . Query IBM Cloud Monitoring to see if CPU usage increased.